NorthStar Value Group — Terms of Use
Please read these Terms of Use carefully before using any application, tool, or platform operated by NorthStar Value Group, LLC ("NorthStar Value Group," "we," "us," or "our"). By creating an account or using any of our applications, you agree to be bound by these Terms of Use.
1. Acceptance of Terms
By accessing or using any NorthStar Value Group application — including applications built under the Business Owner Platform and Trusted Advisor Collaborative brands — you agree to these Terms of Use and our Privacy Policy. If you do not agree to these terms, please do not use our applications.
2. Description of Services
NorthStar Value Group provides AI-powered planning tools, interactive workbooks, and assessment applications designed to help business owners evaluate and improve the value, readiness, and transferability of their businesses. Our applications are educational and planning tools only.
IMPORTANT DISCLAIMER: The outputs, reports, scores, recommendations, and content generated by NorthStar Value Group applications are provided for educational and strategic planning purposes only. They do not constitute legal advice, financial advice, tax advice, accounting advice, investment advice, valuation advice, or merger and acquisition advice. You should not act on any information generated by our applications without first consulting with qualified professional advisors who are licensed and experienced in the relevant discipline.
3. Eligibility
Our applications are intended for use by business owners, entrepreneurs, and professional advisors who are at least 18 years of age. By using our applications, you represent that you meet this requirement.
4. Account Registration
To use most features of our applications, you must create an account. You agree to:
Provide accurate, current, and complete information when creating your account.
Maintain the security of your password and accept responsibility for all activity that occurs under your account.
Notify us immediately at info@northstarvaluegroup.com if you suspect unauthorized access to your account.
We reserve the right to suspend or terminate accounts that violate these Terms of Use or that we believe are being used fraudulently.
5. Acceptable Use
You agree to use our applications only for lawful purposes and in accordance with these Terms of Use. You agree not to:
Use our applications in any way that violates applicable federal, state, or local laws or regulations.
Attempt to gain unauthorized access to any part of our applications or any systems or networks connected to them.
Use automated tools, bots, or scrapers to access or collect data from our applications.
Reverse engineer, decompile, or attempt to extract the source code of our applications.
Use our applications to generate content that is false, misleading, defamatory, or harmful to others.
Share your account credentials with others or allow others to access our applications through your account.
6. Intellectual Property
All content, features, functionality, and design elements of NorthStar Value Group applications — including but not limited to text, graphics, logos, icons, software, and the NorthStar Value Path™ framework — are owned by NorthStar Value Group, LLC and are protected by applicable intellectual property laws.
The reports and outputs generated by our applications based on your personal inputs are yours to use for your own business planning purposes. You may not reproduce, distribute, or commercially exploit the underlying frameworks, methodologies, or application content without our written permission.
7. User-Provided Content
When you enter information into our applications — including assessment answers, notes, and reflections — you retain ownership of that content. By entering content into our applications, you grant NorthStar Value Group a limited license to store, process, and use that content solely for the purpose of providing you with our services, including generating your reports and saving your progress.
We do not use your personal assessment data to train AI models or for advertising purposes.
8. Third-Party Services
Our applications integrate with third-party services including Supabase (database and authentication), OpenAI (AI processing), and GoHighLevel (CRM). Your use of these integrations is also subject to the terms and privacy policies of those third-party providers. NorthStar Value Group is not responsible for the practices of third-party service providers.
9. Disclaimer of Warranties
OUR APPLICATIONS ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY LAW, NORTHSTAR VALUE GROUP DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
WE DO NOT WARRANT THAT OUR APPLICATIONS WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. WE DO NOT WARRANT THE ACCURACY, COMPLETENESS, OR USEFULNESS OF ANY INFORMATION GENERATED BY OUR APPLICATIONS.
10. Limitation of Liability
TO THE FULLEST EXTENT PERMITTED BY LAW, NORTHSTAR VALUE GROUP, LLC AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF OUR APPLICATIONS, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
OUR TOTAL LIABILITY TO YOU FOR ANY CLAIMS ARISING OUT OF OR RELATED TO THESE TERMS OR YOUR USE OF OUR APPLICATIONS SHALL NOT EXCEED THE AMOUNT YOU PAID TO US IN THE TWELVE MONTHS PRECEDING THE CLAIM.
11. Indemnification
You agree to indemnify, defend, and hold harmless NorthStar Value Group, LLC and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses — including reasonable attorneys' fees — arising out of or related to your use of our applications, your violation of these Terms of Use, or your violation of any rights of another person or entity.
12. Governing Law
These Terms of Use are governed by the laws of the State of South Carolina, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be resolved in the state or federal courts located in South Carolina, and you consent to the personal jurisdiction of those courts.
13. Changes to These Terms
We may update these Terms of Use from time to time. When we do, we will update the "Last Updated" date at the top of this page. Your continued use of our applications after any changes constitutes your acceptance of the updated terms. We encourage you to review these Terms periodically.
14. Contact Us
If you have questions about these Terms of Use, please contact us at:
NorthStar Value Group, LLC
Sunset, South Carolina
Email: info@northstarvaluegroup.com
Website: northstarvaluegroup.com